Individual Retirement Account (IRAs)
A smarter way to save for retirement; competitive earnings, meaningful tax advantages, and the long-term stability you need to reach your goals with confidence.
A Retirement Strategy That Works for You
An IRA gives you a secure, tax-advantaged path to long-term savings, outperforming regular savings accounts and helping you prepare for life’s next chapter, whether that’s travel, new hobbies, or time with family.
- Tax advantages that strengthen your savings*
- Competitive interest rates higher than standard savings
- Additional $1,000 catch-up contribution for ages 50+
- Federally insured with no annual or setup fees
- Minimum opening deposit: $2,500
Find the IRA That Fits Your Financial Strategy
Choose the retirement plan that aligns with your goals. Whether you want tax savings now or tax-free income later, our IRA options help you build a secure, strategic financial future.
Traditional IRA
A Traditional IRA offers immediate tax advantages for savers who want to reduce their taxable income today while building long-term, tax-deferred retirement growth.
- Contributions may be tax-deductible
- Earnings grow tax-deferred
- Best for those seeking tax savings today
Roth IRA
A Roth IRA provides long-term flexibility with tax-free growth and tax-free withdrawals in retirement, making it ideal for those who expect higher income or tax rates in the future.
- Contributions made with after-tax dollars
- Earnings and qualified withdrawals are tax-free
- Best for those who want maximum tax benefit in retirement
Coverdell Education Savings Account
A Coverdell ESA provides a tax-free way to grow funds for qualified education expenses, helping families plan confidently for the rising cost of college. Earn competitive dividends while giving your student a strong financial head start.