PERSONAL
Health Savings Account (HSA)
WHY CHOOSE HSA
Empowering Employees With Tax-Free Savings for Future Healthcare
A Health Savings Account (HSA) gives employees a powerful, tax-advantaged way to save for qualified medical expenses, both now and in the future. Employers and employees can contribute tax-free, and balances over $100 earn competitive, tiered interest. Funds can be used at any time for eligible healthcare expenses without penalties, creating a flexible, long-term benefit that supports financial well-being.
Tax Advantages That Add Real Value
HSA contributions are tax-free, earnings grow tax-deferred, and withdrawals for qualified medical expenses remain tax-free. Employees keep more of what they earn.
Flexible Access to Healthcare Funds
Employees can pay for eligible medical expenses whenever they need to, without penalties or restrictions. It’s simple, accessible, and designed for peace of mind.
Built to Grow With You
Balances earn competitive, tiered interest once they reach $100, helping employees build a healthcare safety net that also supports long-term financial planning.
Reduce Overall Healthcare and Insurance Costs
By pairing with High Deductible Health Plans (HDHPs), HSAs help lower premium expenses while giving employees a dependable way to manage out-of-pocket medical costs.
Service Benefits
Smarter Health Savings, Stronger Protection
An HSA provides meaningful financial protection, supports long-term savings, and gives employees and employers a practical, tax-advantaged way to manage healthcare costs.
- Interest-bearing account with competitive, tiered rates
- Tax-free contributions and tax-deferred earnings
- Funds can be used for any qualified medical expense
- Unused funds roll over year to year and can support retirement
- Lowers the overall cost of High Deductible Health Plans (HDHPs)